You were injured in a car crash in Wytheville and want to file a claim to recover a settlement. Virginia is a fault state, but it can be confusing to understand the laws. This is also a contributory negligence state, which means you cannot sue the at-fault driver if you have a role in causing the mishap. Even when you are 1% responsible for the accident, you cannot ask for compensation. Circumstances can vary, and it is best to take appropriate steps to protect your rights. Here are some mistakes you may want to avoid.
- Not hiring an attorney: While hiring a Wytheville Auto Accident Lawyer is your choice, this could be a defining moment for your claim. PI lawyers have years of experience behind them and can offer the insights to file your claim. They can also do an assessment to suggest what to expect in a settlement, and once the lawyer is on board, they will take care of the legal process, paperwork, and negotiation.
- Filing an insurance claim on your claim: Insurance companies try their best to deny claims, and even a small mistake in your paperwork or forms can cost you a considerable amount. If you have hired an attorney, let them tackle the process, and you don’t have to deal with the claims adjuster. The insurance company will also likely take you seriously when they know you have an attorney.
- Giving a recorded statement to the insurance adjuster: The insurance company wants to find ways to reduce your settlement, and if you end up saying anything wrong, your claim could be denied. If the adjuster can show that you are partially responsible for the crash, you may not get any compensation or offer at all.
- Not following your treatment plan: Even if you feel better, make sure that you follow your doctor’s advice and treatment plan. The other party may claim that you have done things to make your injuries worse, and that can become a hindrance in negotiations.
- Not filing a lawsuit in time: As per Virginia’s statute of limitations, you have two years to sue the other party in civil court. You have to work on the claim with that possibility in mind. The good news is your lawyer will keep a tab on these aspects.
Find a law firm that has credible lawyers and a commendable profile. It is best to have an accident attorney to gather evidence and relevant info soon.