It is the call of your duty to understand the worker’s compensation law of your state and country. Accidents do not come with a notice. There are many instances when a worker has gotten injured due to the carelessness of their employers. For example, if you are working at a construction site and your job involves handling machines, your employer must make it possible to send the machines for servicing at regular intervals. If they fail to do their duty and you hurt yourself due to the machine’s poor performance, according to the employee’s law you can sue your employer to get compensated. Now, learn more here about a few frequently asked questions that people often ask and will enlighten your knowledge.
How will workers’ compensation help you?
When you are hurt at your workplace due to your employer’s negligence, you will have to undergo medical treatment. The injury might make you unable to work for a certain period or make you permanently disabled.
Workers’ compensation claims will help you cover the damages you faced after the accident. Damages like medical expenses, loss of wages, loss of ability to work, pain and suffering, and loss of consortium can be recovered with compensation.
Who is liable to pay the worker’s compensation?
The employer who does not pay you any kind of extra benefit over your salary invests in buying workers’ compensation insurance. The insurance company will pay the employees if they have met with an accident at their workplace.
If the employer does not have any insurance for their employees then they are liable to pay from their own pockets at the time of a workplace accident.
How can you file a workers’ compensation claim?
After you are hurt at your workplace, contact a worker’s compensation lawyer. A lawyer who has expertise in this field will help you to file the claim.
They will build a lawsuit and file it in a court of law. Your employer or the insurance company will be notified about the compensation they have to pay.
Then your lawyer will talk to the insurers or the employers and quote you a compensation claim. If the liable party agrees to pay the amount quoted, your case will be resolved.
On the other hand, if the liable party wants to negotiate, the lawyer will talk to them and come to a mutual agreement.
If the liable party is rigid about their decision of not paying you, the lawyer with your permission will take the case for litigation.