Although it is evident that the other driver was at fault in the Indianapolis car accident that resulted in your severe injuries, that does not guarantee that his insurance provider will provide you with the full extent of their policyholder’s coverage. They will take all reasonable steps to keep the amount they offer as low as possible in an effort to maintain profitability. To create a compelling case for the highest possible compensation and if you are injured in Rochester, there are various actions you can do, along with contacting a lawyer.
Settlement of A Car Insurance Claim
The ultimate goal of buying auto insurance is the claim settlement. Giving compensation to policyholders for loss or damage to their automobiles is referred to as the settlement of a claim. You can resolve your automobile insurance claim in cashless and reimbursement claim settlement, with the former favored.
The Value of Gathering Evidence Following a Car Accident in Indiana
The first thing to understand is that you can only sue for as much as the policy of the at-fault driver is worth. Even if your medical expenses are higher than that, you can only recover a maximum of $25,000 from him if, for instance, he only complies with Indiana’s minimum insurance requirement of $25,000 in bodily injury coverage. To ensure you receive the $25,000, you should take all possible measures, such as those listed below.
- Gather proof: The first step in developing a compelling claim is taking photos at the collision scene and gathering contact information for witnesses if you are physically able to do so. This proof will be crucial for proving to the insurance provider that the other driver was at fault and that you can prove it in court.
- Go to the doctor: Seeing a doctor as soon as possible is advised, even if you do not immediately feel gravely hurt. Tell her about the incident and make sure you get a thorough evaluation of your injuries. Take pictures of your wounds and record all your doctor’s appointments so you can later ask for full medical records.
- Call a personal injury lawyer: The best approach to ensure you take all necessary steps to preserve your legal rights and develop the strongest claim is to speak with a car accident lawyer during a free consultation. If you determine that legal counsel would better serve your claim, your lawyer will take over, allowing you to concentrate on your physical recovery. The best part is that you will not have to pay the lawyer until your case is satisfactorily resolved.